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What is Over the Counter Benefit

What is Over the Counter Benefit What is Over the Counter Benefit? Most Medicare Advantage plans offer the Over the Counter Benefit (OTC). The Over the Counter Benefit allows you to purchase everyday personal care and wellness products like vitamins, bandages, diabetes socks, toothpaste, face mask, and other products. You get a quarterly (3 months) … Continue reading What is Over the Counter Benefit

Best Health Insurance Policy

Best Health Insurance Policy The best health insurance policy would be one that has a good network of Doctors, medical services, and hospitals. More importantly one that your Doctors accepts,  covers all your medications, has a low deductible and maximum out of pocket, and cost less than 10% of your monthly income. POLICY COST The … Continue reading Best Health Insurance Policy

Self Employed Health Insurance

Self Employed Health Insurance Finding health insurance for self employed individuals can be a big hurdle, it gives entrepreneurs pause before jumping headlong into self-employment. You may have a couple of options for buying coverage, such as purchasing health insurance as a group or individual or family plan. Group Health Insurance You need more than … Continue reading Self Employed Health Insurance

What is COBRA Insurance

What is COBRA Insurance? COBRA stands for Consolidated Omnibus Budget Reconciliation Act. COBRA gives workers and their families who lost their health benefits due to due to voluntary or involuntary job loss, death, divorce, and other life events. COBRA coverage can last up to 18 months Usually the company that you worked for must have … Continue reading What is COBRA Insurance

What is Medicare Part D

What is Medicare Part D What is Medicare Part D? Medicare Part D is prescription drug coverage that helps cover the cost of prescription drugs. Medicare Part D is only available through private insurance companies that are approved by Medicare. You can get Medicare prescription drug coverage two ways: ► Medicare Prescription Drug Plan (Part D) … Continue reading What is Medicare Part D

Term Life Insurance No Medical Exam

Term Life Insurance No Medical Exam Medical exams are a standard life insurance applications, but we know you’re busy or you just don’t want to do a medical exam. Most of my customers don’t need a medical exam. If you’re in good health, it seems like an inconvenience. If you’re not in good health, you’re … Continue reading Term Life Insurance No Medical Exam

Seguro Funerario

Un Seguro Funerario Un Seguro Funerario tambine conocido comp Plan Funerario ó Seguro de Gastos Finales, es un Seguro de Vida con una cantidad asegurada con un minimo de $5,000 y un maximo de $30,000. Promedio de Gastos Finales  La Asociación Nacional de Directores de Funerarias (NFDA por sus siglas en inglés) elabora un estudio … Continue reading Seguro Funerario

Types of Life Insurance

Types of Life Insurance There are many types of life insurance options but it actually comes down to two options with many variables, Term Life Insurance or Whole Life Insurance. Term Life Insurance Term life insurance lasts for a specific amount of time (10, 20 or 30 years) and expires at the end of the … Continue reading Types of Life Insurance

Best Medicare Insurance Supplement

Best Medicare Insurance Supplement The best Medicare Insurance Supplement will be based on several factors, such as your income and current medical condition. What is an Insurance Supplement? An Insurance Supplement is an additional insurance plan that helps cover gap or gaps that are not covered by your main insurance plan, in this case Medicare. … Continue reading Best Medicare Insurance Supplement