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ArmandoWInsurance | ArmandoWInsurance | United States

Employer Health Insurance or Medicare

If you are turning 65 years old and have Employer Health Insurance do you still need to enroll in Medicare When it comes to healthcare coverage, there are many options available to individuals. Some are provided by employers, while others are government programs like Medicare. So, if you have employer insurance, do you still need … Continue reading Employer Health Insurance or Medicare

What is Over the Counter Benefit

What is Over the Counter Benefit What is Over the Counter Benefit? Most Medicare Advantage plans offer the Over the Counter Benefit (OTC). The Over the Counter Benefit allows you to purchase everyday personal care and wellness products like vitamins, bandages, diabetes socks, toothpaste, face mask, and other products. You get a quarterly (3 months) … Continue reading What is Over the Counter Benefit

Best Medicare Insurance Supplement

Best Medicare Insurance Supplement The best Medicare Insurance Supplement will be based on several factors, such as your income and current medical condition. What is an Insurance Supplement? An Insurance Supplement is an additional insurance plan that helps cover gap or gaps that are not covered by your main insurance plan, in this case Medicare. … Continue reading Best Medicare Insurance Supplement

What is Medicare Extra Help

What is Medicare Extra Help Prescription Drugs (Part D) If you have Medicare, in order to get prescription drug coverage, you need to purchase a Medicare Prescription Drug plan (Plan D) from a private company. Which means a monthly premium and copays or coinsurance. If you have expensive medications, you may qualify for Medicare Extra … Continue reading What is Medicare Extra Help

Should I keep my ACA Health plan instead of Medicare

SHOULD I KEEP MY ACA HEALTH PLAN INSTEAD OF MEDICARE If you have a ACA Health Plan (aka Marketplace or Obamacare) and you are turning 65 years old , you can keep your ACA plan until your Medicare coverage starts. Once your Medicare Part A coverage starts, you will lose any premium tax credits.  You … Continue reading Should I keep my ACA Health plan instead of Medicare