Term Life
Last 10, 20, or 30 years of coverage.
Used for
- Pay Mortgage
- Short Term Debts
- Lower cost than permanent life insurance.
Permanent Life
Whole Life or Universal Life
Guaranteed to remain in force for the insured’s entire lifetime, if payments are kept or policy reached maturity.
Used for:
- One time buy
- Extra payment builds cash value.
- Higher cost than term life insurance.
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